If we can't beat another offer, you'll receive $1,000.

(Texas, Colorado, California, Georgia, Arizona, Florida, Illinois, Virginia, Kentucky, Minnesota and Wisconsin properties only)

Terms and conditions

Sean Phi-Hung Nguyen

Loan Officer

Bio: With a focus on providing quality solutions and a thorough positive customer experience from start to finish, I am 100% commit to help our Lenders deliver the best mortgage to you, our valued clients.

Phone: (916) 628-8068

NMLS#: 1448108

License states: California

Spoken Language: English, Vietnamese

Mortgage Rates

Why are our rates so low?

1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 199 lenders in real-time for you.
2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.